It has been nearly three years since the arrival of OpenAI’s ChatGPT-3.5, marking generative AI’s watershed moment. Suddenly, algorithms could produce text, computer code and images comparable to human output—and an AI investment boom was underway. Fast-forward to today, when suddenly, nobody writes their own...
The Social Security Fairness Act, signed into law in January 2025, removes two rules that previously reduced Social Security benefits for certain government workers. These rules were called the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). Who was affected by these rules? Government employees like...
When it comes to our finances, we’re only human. We make good decisions and sometimes, not-so-good decisions. Behavioral biases play a big role in our savings, spending and investing decisions. But there’s another reason behind some of the financial decisions we make: It’s how we...
Market Update: Third Quarter 2024 Well, it finally happened. After months of will-they-or-won’t-they speculation, the Federal Reserve cut interest rates in September. And it was a relatively big one: The half-percentage-point decrease was the biggest the Fed has made since its emergency rate reductions in March...
We've all heard the staggering statistics - around 70% of estate transfers end up failing in some way, with money lost and family relationships fractured. Not exactly the legacy most of us have in mind when carefully crafting an estate plan, right?The families who manage...
Let’s talk about women and money. From what I’ve seen, women tend to have some pretty awesome superpowers when it comes to building wealth - but they also face some unique challenges too. Some of those challenges include:Pay Gap: On average, women still earn less than...
Nearly half of all marriages end in divorce and money is named as the #1 cause of friction among couples.Money can be a sensitive subject, even taboo for many couples. Remember hearing your parents say “We never discuss money or politics at the dinner table?”...